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Welcome to the Clark Howard Show, where our mission is to empower you to make better financial decisions. As we approach the holiday season, it's important to be mindful of identity theft. Due to the mobility of Americans, many are scattered far from family and friends during this time. Despite the expectation of joy and happiness, it's crucial to be aware of the risks of identity theft during this period. Let's go back to basics and discuss what you need to know to protect yourself.