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The zip code is important as it helps to match demographics for jury awards based on where the accident occurred. In California, there are differences in jury awards between zip codes, such as higher awards in Beverly Hills compared to San Diego. It is essential to have zip code information for insurance companies when using software to predict potential lawsuit outcomes. Different jurisdictions have varying perspectives on what constitutes a significant amount of money. Zip code information is crucial for where a lawsuit would be filed if necessary.