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The IMF at Davos Switzerland stated that the world economy will face the biggest financial headwind since World War II. This means that interest rates may start going back up after a down cycle since around 1981. Financial planners often show cherry-picked data to support their recommendations, focusing on charts from the past 40 years where interest rates have been decreasing. It's crucial to assess your assets and consider the potential impact of rising interest rates on the stock market.