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iscussion about how the chevron segment rates impact the value of the pension plan lump sum. The speakers, Brian Stormontz and Chad Seegers, from Insight Wealth Strategies, will provide insights and explanations on this topic to address the common question of "am I working for free" in relation to the chevron retirement plan. The focus of the presentation is to shed light on the implications of segment rates on the pension plan value and provide clarity to individuals seeking answers on this matter.