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Last month, I closed a deal in which the seller wanted extra assurance of safety after the title transfer to the buyer. The seller effectively becomes a lender through seller financing, using a deed of trust or mortgage as a security instrument. This provides protection for both the seller and any lender involved in the transaction. Depending on the state, the specific security instrument used may vary, but they serve as a public record notice of the debt. Additional security may be provided if needed.