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so last month a letter was sent from FinCEN to ron wyden hes a senator on the Finance Committee and he had asked some questions of fencin about how it could regulate the icos and what was going on in the cryptocurrency market so in response FinCEN sent a letter to Ron Wyden and it discussed the number of different things about how it supervises BSA the Bank Secrecy Act and AML which is anti money laundering areas of the law and one thing that came out that is I think really interesting to a lot of our clients is ports the end of the letter which I have here it says that generally a developer that sells convertible virtual currency in exchange for another type of value is a money transmitter and must comply with AML so thats concerning because theres a lot of people in the industry who have done.i cos they have done initial coin offerings they went out and sold them but they didnt register as an MSB and so weve been getting a lot of questions from people who are now in that circum