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hi im attorney gregory dell joined by attorney rachel alters and were going to talk about lump sum settlements and or buyouts of long-term disability insurance policies and rachel the situations where this come up and we help negotiate these lump sum settlements on behalf of people is when theyve been on claim for a certain period of time and theyre interested instead of getting benefits every month they want the possibility of having one check that buys them out of the policy no more relationship with the disability insurance company and once they sign that agreement and have their money in place they can do whatever they want the relationships over its kind of like a divorce except it may be happier because i dont know happy or sad bottom line is youre done and its over right so we offer the service where weve literally negotiated thousands of lum sum settlements over the years with very with almost all of the disability insurance companies although not all of them offer t
