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Business owners should have a financial goal in mind, with a step-by-step guide on how to achieve it by calculating the number of clients needed. In this example of aiming for $100k annually, around 15 to 20 clients may be required based on the size and pricing. A spreadsheet is provided for practical use, starting with the income goal divided by 12 for a monthly target. Download the spreadsheet from the description box to personalize your calculations.