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there is one thing that every client and attorney can do to get the insurance company to increase the settlement offer on a personal injury case if you watch this video to the end im going to tell you many things that you can do but there is one surefire thing that you and your attorney can do to make sure that the insurance company increases that settlement offer and perhaps even doubles it so in new york in order to recover free for personal injuries from a car accident you have to sustain what the law defines as a serious injury a serious injury is could be death loss of a limb docHub disfigurement loss of a fetus a fracture those are very obvious categories the three categories that a lot of people do fall into are a permanent injury a docHub limitation of use of a body functional system or a medically determined injury that impairs your usual and customary daily activities for 90 out of 180 days immediately following the accident so in order to even make the claim and