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Social Security is changing in 2023; here are 7 key points to consider. Firstly, there will be an 8.7% increase in benefits with the annual cost-of-living adjustment (Cola) taking effect at the start of the year. However, increases in Social Security payments may result in higher medicare premiums and reduced food benefits, impacting those reliant on these programs. The good news is that medicare premiums are actually decreasing by 3% in 2023, which is a positive change according to Forbes.