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all right heres a big one payment wise check wise our name on the check that doesnt change see you you think we met before and i coordinated you and said hey ask this question you know at 11 40 a.m whats up perfect segue how do you get paid exactly so yeah i saw the last section here it says payment so i was like yeah this uh does that work the same is it different its its completely different so thats where were thats what the handout is about that were gonna go over on how to make sure youre getting paid so with the regular insurance company you send in your notice representation right and part of that representation says youre to be included on any drafts or checks or whatever settlement plans they get issued and for the most part in every state the insurance companies will abide by that you have some pushback with some carriers but for the most part they honor that agreement and they include your name on any drafts they get issued nfip not so much okay again its differ