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foreign Joe is on the line in Jersey City New Jersey Joe how can we help Hey Kevin Hey Jade how are you guys were having a blast as you can tell whats going on uh well I just wanted to say Ken great stuff as always and uh Jay congratulations and good luck hey thanks Joe uh yeah so my question is um now that the market has kind of gone you know Wayward over the last few years with pandemic and everything and inflation and cost of living and all that has kind of gotten up in almost the entire country just wondering does have you guys considered has Dave considered the um emergency the starter emergency fund to go up maybe to like 1500 or 2000 because some prices for things like a hot water heater or transmission whatever it might be more expensive than it used to be oh he wrote the book originally and started this plan now this is funny Jade this is like does the emergency fund baby step one need an inflationary adjustment very thoughtful question will it say well whose side are you o