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today is QA Tuesday and todays question comes from Cody Davis and this has to deal with the w-4 so Cody asks I am in the process of updating my w-4 for the first time ever always claim 0 and want the most money back on my paycheck without having to pay and I am struggling trying to determine if I should factor in my unborn child that is due in October Im gonna file it as if there is no second child in the picture but when Ive gone through the child tax credit section it says I cannot claim as it is not over half the year so theres really two parts to this question we have to look at making adjustments to the w-4 and looking at that child tax credit whether or not a newborn or an unborn child qualifies for that child tax credit but before we do that Cody congratulations on expecting and if this is your first time at our channel or you havent subscribed click on the subscribe button at the bottom my name is Travis sickles certified financial planner with sickle hunter financial ad