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Hut limits reductions in small area MMRs from year to year generally HUD will set the FM ours at a level that is no lower the ninety percent of the previous years FM are for the FM our area in the year that a metropolitan area first implements small area FM ours the small area of Amar for each zip code will be no less than 90 percent of the metro area FM are in the previous fiscal year in subsequent years the relationship between the small area FM r and the metro area FM r will no longer be relevant the only applicable restriction from that point forward is that the small area FM ours will be no lower than ninety percent of the previous years small area FM ours for that zip code in certain cases HUD may suspend small area MMRs for a metropolitan area or temporarily exempt individual PHAs from use of small area FMRS this action may be initiated by HUD or at the request of the PHA the suspension or exemption must be based on a documented determination by HUD that such action is warr