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[Music] hi there my name is ray hope also known as the financial empowerment advocate and today I want to show you how over 100 million Americans are currently losing money every single pay period and how you can bring home more money into your household with money you are already making especially if youre a business owner so how is that well youve probably been seeing you talked about the w-4 form right well the truth of the matter is most people when they get that w-4 form its combined with a whole lot of other packets that they receive when they start their new job during their job orientation and somebody at their orientation told you to just put a single and zero so that you get more text taken out of your check and you get this big fat refund well why are you doing that if youre struggling from check to check so I want to show you how you can correctly fill out that w-4 form and get more money into your paycheck and bring more money into your household that you need you need