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Wade Vandermolen, Director of Sales and Marketing for Steward Title Northern Virginia and Washington DC, discusses the differences between settlement agents and title companies in this video. He points out that most settlement agents get their title insurance from one of the four major title insurance underwriters, while Steward Title directly provides title insurance. This means that if there are title-related issues, settlement agents have to go through their underwriters, while Steward Title can handle the issues locally with their own underwriters and processors.