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Tara, a 50-year-old caller, seeks advice from Dave Ramsey on what to do with her portion of $1.2 million from the sale of a marital home post-divorce. She is currently living in the house but will need to find a new place soon. Ramsey advises her to have a plan for the money, considering her income of $120k/year, before deciding to buy a new house within a year or invest elsewhere.