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edith is with us in houston texas hi edith welcome to the Dave Ramsey show hi Dave thanks for taking my call sure whats up so my question is last March my husband and I purchased a tractor and we paid twenty six thousand for it and of that two thousand was for insurance and it was insurance straight through Kubota so we are new listeners and were down to or less our last debt but were not were not sure what to do because when I try to make the last payment they told me that Id be kind of downgrading on my insurance and that Id have to get either a second policy through them or through insurance are we talking about just tractor insurance so to replace it or to fix it he repairs anything that happens to it oh you bought an extended warranty they didnt say was a warranty they said it was insurance well thats repairs okay its not its not if the tractor gets stolen you have insurance through your homeowners or your farm operation for the tractor gets stolen right so the tractor
