Pennsylvania Warranty Deeds

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Commonly Asked Questions about Pennsylvania Warranty Deeds

How does a quit claim deed work in Pennsylvania?

Quitclaim Deeds It only transfers an ownership interest from the grantor to the grantee. It does not guarantee that the property is without outstanding mortgages, debts, liens, or encumbrances. This type of deed is most often used in non-sale transactions, such as transfers between spouses or to children.

Is Pennsylvania a deed or mortgage state?

Pennsylvania is a Lien Theory state. This means that the Borrower holds title to the property, and the Lender holds a lien against the property via the Mortgage.

What type of deed is used in PA?

Working with an experienced Philadelphia deed lawyer can help ensure your deed is appropriately prepared and executed. There are several different types of deeds used in Pennsylvania real estate transactions. The most common are general warranty deeds, extraordinary warranty deeds, and quitclaim deeds.

What does a Pennsylvania deed look like?

A Pennsylvania property deed must contain the current owner (the grantor), the new owner (the grantee), a legal description of the property, and the signature of the grantor before the transfer. But there are also less common ways to use property, which require several different types of property deeds.

What is the warranty of title in PA?

Warranty of title is a guarantee a real estate seller provides to the buyer. A complete warranty or title in Pennsylvania consists of several covenants of titlelegal promises about the transferred propertys title: Covenant of seisin.

What type of deed is most commonly used?

A general warranty deed is the most common type of deed used for transferring real estate. It basically promises that: not only does the seller have good and proper title to sell the property, but all the prior owners also had good title, thus making a complete chain of ownership; and.

What is the difference between a title and a deed in PA?

When you are buying or selling a home, youll want to understand property titles and deeds. The title to a house is a legal concept that establishes your ownership of the property and gives you certain rights to it. The deed is a legal document that transfers ownership of a property from a seller to a buyer.

What makes a deed valid in Pennsylvania?

First, it must be in writing - verbal promises to transfer property are not legally binding. The deed must also clearly identify the grantor and grantee, provide an adequate description of the property being moved, and be signed by the grantor in the presence of a notary public.