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What does ACH authorization mean?

An ACH authorization form is an agreement that allows a party to initiate a bank-to-bank transaction over the Automated Clearing House (ACH) network. It establishes terms between businesses and customers, ensuring secure and compliant electronic payments.

Why did I get an ACH credit?

Short for Automated Clearing House, ACH is an electronic network that handles payments between banks. If youve ever received direct deposit to your checking account from an employer, thats ACH deposit. If youve set up your utility bills to come right out of your account, thats an ACH withdrawal.

What is an ACH credit authorization?

An Automated Clearing House (ACH) authorization is a payment authorization that gives the lender permission to electronically take money from your bank, credit union, or prepaid card account when your payment is due. You can revoke this authorization.

Does Liberty Mutual send you a check?

Liberty Mutual will issue a check for the repair costs minus any applicable deductible. If you have a lienholder on your vehicle, we will issue the payment to you and your repair shop of choice. If you have not selected a shop, we will issue payment to you and your lienholder.

What is the difference between ACH credit and direct deposit?

While ACH payments can include both a credit (adding funds) and debit (withdrawing funds), direct deposits are only credit payments, in which money is credited to another account through ACH.

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