New Jersey - Financial Regulators Gateway 2025

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The Federal Reserve is responsible for supervising--monitoring, inspecting, and examining--certain financial institutions to ensure that they comply with rules and regulations, and that they operate in a safe and sound manner.
The mission of the Department of Banking and Insurance is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of those industries.
The NJ Department of Banking and Insurance - Division of Banking regulates state-chartered financial institutions (banks, savings banks, savings and loan institutions and credit unions), and may take enforcement action against these institutions in the event any violations of banking law or regulations are found.
To find out if your bank is regulated by the OCC, visit the Who Regulates My Bank? page on this website. If you are unable to determine who regulates your bank, call the OCC Customer Assistance Group at (800) 613-6743 to find out which agency regulates it.