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Verbal authorization to pull credit

Verbal authorization to pull credit 2026

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The document is a verbal authorization form allowing a loan officer to pull and review a borrower's credit report prior to the completion of a loan application. It outlines the conditions under which the authorization was granted, including scenarios where initial disclosures are not required or will be sent within three business days. The form includes spaces for signatures and identification of the loan officer.

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Click ‘Get Form’ to open the verbal authorization document in the editor.
In the first section, enter your name where indicated, confirming that you have received verbal authorization.
Next, fill in the borrower's name and the date when the authorization was granted.
Select one of the provided reasons for obtaining verbal authorization by checking the appropriate box. If 'Other' is selected, specify the reason in the space provided.
If multiple borrowers are involved, ensure you indicate that you have spoken with each person and obtained their consent.
Finally, sign and date the form as a loan officer, and print your name along with your NMLS number.

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