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Your mortgage lender will need to prepare your closing documents, and youll need to sign them to complete the home buying process.
Does a closing disclosure mean clear to close?
Once you and your lender sign the Closing Disclosure, no changes can be made to the mortgage terms. Is the Closing Disclosure the last step in the mortgage process? No, but youre very close to closing on your home now.
What is a closing disclosure document?
A closing disclosure is a legally-required, five-page statement of your final mortgage loan terms and closing costs. It contains details about your loan term, monthly payments, fees and other closing costs.
What is the purpose of the closing disclosure?
Signing the Closing Disclosure does not automatically mean your loan is approved. It is possible for your lender to find a last-minute red flag and back out of the contract. In other words, getting denied after the Closing Disclosure is issued is possible.
fillable closing statement
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This form is a statement of final loan terms and closing costs. Compare this document with your Loan Estimate. Closing Disclosure. Page 2. Borrower-Paid.
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