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What to do when copay assistance runs out?

They limit copay assistance to staving off the high costs of medications in the short term, but once the limit for the copay assistance program has been reached, individuals then must pay their full deductible or out-of-pocket maximum before their insurance benefits cover medication costs.

How does copay assistance work?

Copay assistance is financial assistance that helps all patients who have commercial insurance pay for medical out-of-pocket expenses (for example, copay, coinsurance and deductible). Generally, these programs do not have income limitations.

Does copay assistance go towards deductible?

A copay (or copayment) is a flat fee that you pay on the spot each time you go to your doctor or fill a prescription. For example, if you hurt your back and go see your doctor, or you need a refill of your childs asthma medicine, the amount you pay for that visit or medicine is your copay.