Self Help - Garnishment of Wages - Forms 2025

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The employer uses this form to tell the sheriff, marshal, or constable about the employment of the person whose wages are being garnished. The sheriff, marshal, or constable may prepare the top caption, or may ask you to prepare it for them.
For most types of debts, including credit card bills and medical expenses, creditors can garnish up to 25% of your disposable income (whats left after taxes and other mandatory deductions), or the amount by which your weekly income exceeds 30 times the federal minimum wage, whichever is less.
How to fill out the Challenge to Garnishment Form Instructions? Identify the property or funds you are claiming as exempt. Fill out your personal information including name, address, and phone number. Specify the type of property and the reason it is exempt from garnishment. Sign and date the form.
So, yes, your employer will know that your wages have been garnished. Your immediate supervisor may not, but if theres an HR department, it will know, and whoever in your company has legal authority to sign the response to the court will also know.
Sample Letter 1. (Date) (Address) RE: Garnishment No. ( ) Dear (Employee Name): This letter hereby notifies you that we have received a court order to garnish your wages. A deduction will be made from your earnings for 6 months or until paid in full, whichever comes first.
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Upon being notified of a wage garnishment court order, an employer should immediately alert the employee to the situation in writing. Depending on the garnishment, there may be a form provided for this (i.e., Form 668 for a federal levy).
In the letter, briefly explain why you cannot continue with the garnishment. For example, mention if youve experienced financial hardship, job loss, or medical emergencies. Attach any documents, like medical bills or unemployment notices, that support your claim.

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