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You can withdraw funds from your HSA at any time to cover qualified medical expenses, which are listed below. The amount you can withdraw in a given year varies based on your medical costs.
You can take a distribution from your HSA at any time. A transfer of funds from your HSA Deposit Account to another investment made available through us is not considered a distribution, and remains part of your HSA custodial account at UMB Bank.
Questions on your HSA or Benefit Spending online account? Call 866.520. 4472.
Yes. If the qualified health care expense occurred after you opened the HSA, you can pay for the expense or reimburse yourself with HSA funds.
By using a health savings account (HSA), you are making your financial health a priority. HSAs partnered with consumer-directed health care plans continue to grow in popularity as individuals realize the benefits of better managing their medical expenses and rising medical costs, while saving for the future.
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You will receive a signature-based debit card with ATM access for your HSA. There is no charge to use the card at merchants and health care providers, but fees apply if it is used at an ATM. UMB charges a monthly service fee for HSA custodial services.

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