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The basic rule is that North Carolina courts have territorial jurisdiction over an offense that happens in North Carolina, or if a part of the crime that is, any of the essential acts forming the offense happened in this state.
You must answer the complaint and file it at the office of the Clerk of Court within 30 days from the date you personally received the complaint or if received by registered mail, the date when you signed for the complaint. If you cannot respond within that time you must request additional time to answer.
A summons is issued to the defendant, but for one reason or another the defendant is not properly served within 60 days of the date of issuance of the summons. Remember that under Rule 4, if the summons is not served within 60 days, it becomes dormant.
Notice of hearing; waiver; permissible form of notice and waiver. (a) The clerk of court, upon the request of the plaintiff, shall issue a notice to the defendant setting a time and place for a hearing before the clerk which shall not be less than 10 days from the date of service of said notice upon the defendant.
The Summons says that you have been sued. The creditor or debt buyer is the plaintiff and you are the defendant. The Complaint explains why the plaintiff is suing you and what it is asking the court to do. THIS IS NOT A CRIMINAL CASE. A lawsuit to collect an unsecured debt is a civil action, not a criminal charge.
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A defendant may also file a counterclaim to raise a legal claim against the plaintiff. An answer can be served on the other party by regular mail, but generally a counterclaim must be served by sheriff or certified mail.
Filing the Documents Take the original and two (2) copies of the Motion to the Civil Division of the Clerk of Superior Courts office in the county where your case is filed. The Clerk will stamp each Motion filed, place the original in the Court file and return two (2) copies of the filed document to you.
You are required to file your Answer with the Clerk of Court and send a copy to the Plaintiff. You may serve your Answer by delivering a copy to the Plaintiff or by mailing it to the Plaintiffs last known address.

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