City of new york health benefits program 2025

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Heres how an FSA works. Money for your FSA is deducted automatically from your paycheck before taxes are taken out. You can then use your pre-tax FSA funds throughout the plan year to pay for eligible health care or dependent care expenses.
NY State of Health Essential Plan: this is a free or low-cost insurance plan for adults with low incomes who dont qualify for Medicaid. Qualified Health Plans: Qualified Health Plans are available on the NY State of Health Marketplace and directly from insurance companies.
While flexible spending accounts can save you money, they come with some drawbacks: Use-It-Or-Lose-It Rule: Unused FSA funds are forfeited unless your employer offers a grace period or carryover option.
NYSHIP is the New York State Health Insurance Program a comprehensive health insurance program for New York State public employees comprising The Empire Plan and NYSHIP-approved Health Maintenance Organizations (HMOs). The New York State Department of Civil Service administers NYSHIP.
It covers medical, dental, vision and hearing expenses. You can thus be reimbursed for expenses such as (but not limited to): Braces. Over-the-counter drugs.
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Your Benefits Generous Pension Plans (The New York Employees Retirement System) Health Benefits. Dental and Vision Coverage. Prescription Drug Program. 401(k) and 457(k) Retirement Savings Programs. U.S. Savings Bonds. Flexible Spending Program. Training and Professional Development.

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