Owner's or Seller's Affidavit of No Liens - Indiana 2025

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In most states, you can typically conduct a property lien search by address with the county recorder, clerk, or assessors office online. The search for liens is free, though you may have to pay a small fee for a copy of the report, which will vary by county.
An affidavit of no lien is beneficial for the purchaser of a property and the purchasers title insurance company because it ensures that the property being purchased does not have liens on it with amounts owing for materials, services, labor, etc.
This affidavit is a sworn statement, typically by a creditor or a contractor, asserting that they have provided services or materials for which they have not been paid.
The purpose of the Contractors Affidavit and Release of Lien is to provide legal documentation that confirms a contractor has completed their work and that payments have been made. This form is crucial in the construction industry, as it helps prevent future claims against the property for unpaid services.
At its core, an affidavit lien is a binding legal document that could introduce complexities into real estate transactions. Typically, such a lien is recorded against a property by an individual or entity claiming a financial debt owed by the property owner.

People also ask

The affidavit is a sworn statement of fact that specifies the seller of a property holds the title to it. In other words, its proof that the seller owns the property.
A lien is a claim on property to ensure payment of a debt. When you borrow money to purchase a car, the lender files a lien on the vehicle with the state to insure that if the loan defaults, the lender can take the car. When the debt is fully repaid, a release of the lien is provided by the lender.

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