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PM65d Railways Pension Scheme Network Rail Section Application for Payment of Benefits When filling in this form it is important that you read and understand all the instructions before putting pen to paper 2026

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The document is a form for the PM65d Railways Pension Scheme - Network Rail Section, which outlines the application process for payment of pension benefits. It includes instructions on required documents, personal details, options for claiming benefits, payment details, and the importance of independent financial advice. The form also addresses considerations regarding Lifetime Allowance and BRASS contributions, along with a declaration section for applicants to confirm their understanding and intentions.

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How to use or fill out PM65d Railways Pension Scheme Network Rail Section Application for Payment of Benefits

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Click ‘Get Form’ to open it in the editor.
Begin with Section A, where you will enter your personal details including title, first names, surname, and contact information. Ensure that your pension reference number is accurate.
In Section B, select how you are claiming your benefits by ticking the appropriate box. Make sure to specify the date relevant to your claim.
Proceed to Section C to provide your bank details. Remember, payments cannot be made to Post Office accounts.
In Section D, choose how you wish to take your benefits. Carefully read through the options available and tick the one that suits you best.
Complete Sections E through H as required, ensuring all necessary declarations and confirmations are made before submitting.
Finally, send the completed form along with any required original documents to RPMI at the specified address.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the railway defined benefit pension?

The RPS is a defined benefit (DB) pension scheme, which means that your pension is calculated based upon your scheme service, Pensionable Pay and the scheme accrual rate, rather than being based upon how much you and Network Rail have contributed over the years.

Did old age pension increase in 2025?

Based on changes in the Consumer Price Index (CPI), OAS benefits will increase by 0.7% for the October to December 2025 quarter, for an increase of 1.7% over the past year, from October 2024 to October 2025.

Which network rail pension is best?

There is no doubt that a CARE scheme is likely to be more beneficial than a DC scheme as it provides benefits based on earnings whereas the DC scheme provides only a pot of money which is dependent on the level of contributions and the vagaries of financial markets.

Is the railway pension fund increase in 2025?

The railways pension will increase by up to 1.7% for the 2025/26 tax year.

Is the State Pension likely to increase?

State pension expects 4.7% increase to beat inflation.

network rail pension

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Will my pension rise in 2025?

Inflation is forecast to stay below this level for the rest of the year its currently at 3.8% which means the State Pension is likely to increase by 4.7% from April 2026 though this probably wont be confirmed by the Government until the Budget on 26 November 2025.

What is the difference between RPS60 and RPS65?

RPS contributions are based on Section Pay rather than your Network Rail Headline Salary. Section Pay is calculated as your Pensionable Pay less a Basic State Pension Deductor (BSP Deductor). For RPS60, the BSP Deductor is 150% of the Basic State Pension. For RPS65, the BSP Deductor is 75% of the Basic State Pension.