Sba form 172 2026

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  1. Click ‘Get Form’ to open SBA Form 172 in the editor.
  2. Begin by entering the Loan Number and Borrower information at the top of the form. This is essential for identifying the loan being assessed.
  3. Select the Current History Indicator (A, B, C) that best represents the borrower's credit history. This will help categorize the risk associated with the loan.
  4. Fill in the Actual and Projected ratios for Current Ratio, Debt to Tangible Net Worth, and Loan to Value metrics. Ensure you understand how these ratios reflect financial health.
  5. Complete the Net Realizable Value section by detailing values for Machinery, Equipment, Inventory, Accounts Receivable, and Real Estate. Accurate figures are crucial for assessing potential recovery in case of default.
  6. Indicate whether this loan is a Piggyback loan or a Real estate loan by selecting Yes or No as applicable. This helps clarify the nature of the financing.

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