Pag ibig housing loan co borrower form 2025

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Loan amount: the principal loan or how much you will borrow from Pag-IBIG, not including interest. The maximum amount is ₱6,000,000. Preferred repayment period: how long you will be paying off the loan. Select from 1 to 30 years.
Artemio Laroya, Member Services Officer IV of Pag-IBIG Fund La Union, said members outside the National Capital Region (NCR) earning P12,000 and below and members within the NCR with up to P15,000 in monthly salary are eligible for the socialized housing loan.
The standard terms for becoming a co-applicant for most banks are as follows: To avail of a home loan, the co-applicants age limit is between 18 and 65 years. Couples are preferred as co-applicants for a home loan. Banks assess the combined income of both spouses to determine loan eligibility and approval.
Step-by-Step Guide to Transfer the Loan Balance Step 1: Loan Balance Transfer Application Submission. Firstly, transfer your loan balance to the other; you must submit the exchange application to the PAG IBIG. Step 2: New Loan Agreement Accomplishment. Step 3: Wait for your Approval Letter from the PAG office.
PAG-IBIG allows 2 or 3 members (including the principal borrower) who are up to second-degree relatives to apply for a single housing loan. This means that you can enlist your spouse, parent, sibling, or cousin whose income will be added to yours. Be careful when asking someone to sign on as your co-borrower.
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People also ask

A co-borrower can be a significant other, especially if youre buying and sharing the home together. It can also be a family member or a friend whos helping you qualify for and pay back a loan, especially if youre a first-time homebuyer.
You can make your trusted person your co-partner. PAG IBIG allows the sharing opportunity for three persons at a time. Your co-borrower will occupy your property with you, so it can also be your wife.
Having a co-borrower with excellent credit history and stable employment will help improve your chances of getting a PAG-IBIG Fund Housing Loan approval. PAG-IBIG allows 2 or 3 members (including the principal borrower) who are up to second-degree relatives to apply for a single housing loan.

pag ibig housing loan form pdf