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For Pag-IBIG Housing Loan ing to Bangko Sentral ng Pilipinas or BSP, a co-maker or co-borrower is a someone who, by contract, undertakes to pay another persons (primary borrowers) debt if that person fails to do so.
If you have an outstanding Pag-IBIG Calamity Loan, the amount you may borrow shall be the difference between the 80% of your total Pag-IBIG Regular Savings and the outstanding balance of your Pag-IBIG Calamity Loan.
Under the new rates, the Pag-IBIG Housing Loan now carries a lower interest of 6.25 percent per annum under a 3-year repricing period from the previous 6.375 percent.
A member can borrow up to 80% of their Pag-IBIG Regular Savings, and can be processed in as fast as 2 days! Read more below and learn how to secure cash through the Pag-IBIG Multi-Purpose Loan.
Pag-IBIG Multi-Purpose Loan Amount If you have been paying your monthly savings every month for at least two years, you can borrow up to 60% of your Total Accumulated Value (TAV). If you have paid for at least 60 months, you can borrow up to 70% of your accumulated savings.

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A maximum loan amount describes the total sum that one is authorized to borrow on a line of credit, credit card, personal loan, or mortgage. In determining an applicants maximum loan amount, lenders consider debt-to-income ratio, credit score, credit history, and financial profile.
With Pag-IBIG Funds Affordable Housing Program (AHP), it is now easier for minimum-wage and low income earners to own a home! With monthly payments as low P2,445.30* per month and terms as long as 30 years, owning your dream home has never been this affordable.
The Pag-IBIG Fund Housing Loan allows you to borrow up to P6 million under very low rates and at the friendliest terms, to help you fulfill your dream of owning a home!

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