Fixed Indexed Annuity Application 2026

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A $100,000 annuity can generate $580 to $859 per month, depending on your age, gender, and whether you choose single or joint lifetime income. Older buyers receive higher payments because insurers expect to pay for fewer years, and joint annuities pay less because they cover two lives.
Disadvantages include complexity, as many contracts offer riders and options that often require the assistance of a qualified professional to explain. While FIAs do offer the potential for higher returns based on market performance, there is usually a cap limiting the upside.
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