Permissive use applies when someone has expressed or implied permission to drive the vehicle. Expressed permission is verbal or written, like when people ask, Can I borrow your truck to pick up furniture? and you reply, Yes.
What should you put for primary use of a car on insurance?
Permissive use allows someone not listed on a car insurance policy to drive the insured vehicle up to 12 times per year. All insurance coverage should transfer to the permissive user in an accident, but check with your insurer for details. Adding a driver to your policy may be better for frequent or extended use.
What is considered permissive use?
Permissive use in an automobile insurance policy means that you give a personwho is not specifically covered by name or as a household memberpermission to drive your car. For example, if you allow a friend to borrow your car, that is permissive use.
What does permissive mean in driving?
Choose your vehicles primary use based on how it will be used most frequently. In most cases, Commute is the best answer. Select Commute if you will regularly drive to work or school.
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