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Can I drive my parents car if Im not on their insurance?

As long as their insurance covers them for other licensed drivers borrowing their car (most policies do), its legal. However, and this is important, if you live with them and youre not listed on their policy as a regular driver, the insurance company may deny the claim if you are involved in a collision.

What does permissive mean in driving?

Permissive use applies when someone has expressed or implied permission to drive the vehicle. Expressed permission is verbal or written, like when people ask, Can I borrow your truck to pick up furniture? and you reply, Yes.

Can someone drive my car if they are not on my insurance state farm?

Is it legal for someone to drive my car who is not on my insurance policy? If they are a legal driver and you occasionally allow them to drive your car for personal use by providing your verbal consent, coverage will typically apply.

What happens if I let someone borrow my car and they crash?

- Typically, the car owners insurance will cover the damages if the borrower has permission to use the vehicle. This means your policy may pay for the damages to your car and any liability for damages caused to other vehicles or property. - If the borrower has their own insurance policy, that may also come into play.

What is permissive use of a car?

Who Is a Permissive User on Your Car Insurance Policy? Permissive use in an automobile insurance policy means that you give a personwho is not specifically covered by name or as a household memberpermission to drive your car. For example, if you allow a friend to borrow your car, that is permissive use.