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The document is an application form for corporate and business cards issued by United Overseas Bank Limited. It outlines the responsibilities of the CardMember, including joint and several liabilities for all debts incurred on the cards. The form requires detailed information about the applicant's business, card preferences, and personal details of authorized users. It also includes terms regarding credit checks, confidentiality, and the bank's discretion to approve or reject applications without prior notice.
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The term or phrase jointly and severally is a legal term used to describe a partnership whereby each party or member holds equal responsibility for liability. A common term for jointly and severally is joint and several liability.
Joint and several is when two or more defendants acting in concert or independently injure the plaintiff and the resulting damage cannot be allocated to a particular defendant; therefore, all of the defendants are liable for the entirety of plaintiffs injury as well as the entire amount of the judgment .
Example 1: Party A and Party B hereby agree to be jointly and severally liable for any and all debts, liabilities, and obligations arising from or relating to the performance of this Agreement.
Where liability is incurred by a debtor and a guarantor, their liability is likely to be several. Where there are obligations or debts incurred by members of a partnership, their liability is likely to be joint.
Joint and several liability is a legal term for a responsibility shared by two or more parties to a lawsuit. A wronged party may sue any or all of them, as well as collect the total damages awarded by a court from any or all of them. In such cases, responsibility for the total amount awarded would be shared by all.

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In law, joint and several liability makes all parties in a suit responsible for damages up to the entire amount awarded. That is, if one party is unable to pay, the others named must pay more than their share. In a contract, jointly and severally liable means the same thing as joint and several liability.
For example, suppose that A, B, and C negligently injure V. V successfully sues A, B, and C, for $1,000,000. If the court used a joint and several liability system, V could demand that A pay V the full $1,000,000. A could then demand contribution from B and C.

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