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United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America.
UOB targets to achieve a return on equity (ROE) of 14% through three strategic pillars: 1) Targets to increase its income contribution from the ASEAN-4 region (Indonesia, Malaysia, Thailand, and Vietnam) to 30% of total income by 2026 (up from 26% in 2023) driven by increased regional flows and rising customer
University of Birmingham - Wikipedia.
The UOB Wealth Approach This means we first identify how much risk you are able and willing to take, before considering the returns you would like to achieve. This way, you avoid taking excessive risks in your journey towards your financial goals.
Step #1: Identify Risks The first step in many types of risk analysis is to make a list of potential risks you may encounter. These might be internal threats that arise from within a company but most risks will be external, occurring from outside forces.
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UOB integrates Citigroup in ASEANs largest data merger. UOBs acquisition of Citigroups ASEAN banking franchise, encompassing 2.4 million customers, marked a major expansion.
A risk-first attitude is a philosophy that focuses on identifying, treating, and managing the highest compliance risks and prioritizing them through controls, policies, and standard operating procedures. This approach helps prioritize and allocate resources to areas with the highest compliance risks.
We recognise the importance of balancing risks and returns. Our unique Risk-First Approach ensures that you understand your risk appetite as the starting point in your wealth journey. This means we first identify how much risk you are able and willing to take, before considering the returns you would like to achieve.

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