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Application for Anti-Theft Device Discount - NJM

Application for Anti-Theft Device Discount - NJM 2025

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The document is an application form for a discount on the Other Than Collision (Comprehensive) premium for private passenger automobiles equipped with anti-theft or vehicle recovery devices. It outlines the necessary information and documentation required to apply for the discount, including details about the vehicle, the type of anti-theft device installed, and activation methods. The form must be submitted to NJM Insurance Group along with supporting documents.

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Click ‘Get Form’ to open it in the editor.
Begin by entering your personal information in the 'Named Insured/Applicant' section, including your vehicle number and policy reference number.
Fill in the details of your vehicle such as Year, Make, Model, and the Anti-Theft Device Name/Model Number along with the installation date.
In the section regarding the type of anti-theft device installed, check all applicable options that describe your device. Be thorough to ensure you capture all features.
Answer questions about how the device is activated and whether additional security features are present by selecting 'YES' or 'NO' as appropriate.
Review your entries for accuracy before signing at the bottom of the form. Ensure you include any required documentation like installation invoices.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I decrease my insurance premium?

Cheapest car insurance in New Jersey for September 2025 CompanyMedian annual rateMedian monthly rate Travelers $2,044 $170 NJM $2,140 $178 Penn National $2,274 $190 Plymouth Rock $2,515 $2101 more row

How to lower NJM insurance?

Bundle your auto and homeowners policies for discounts on both. Raise your deductible to reduce your monthly premium. Just note that this could mean higher out-of-pocket costs if you have to file a claim. Consider whether you still need physical damage coverage if your car is more than five years old.

What is an anti-theft device discount?

If you an ARAI-certified ATD in your car, you can get a discount of up to 2.5% on the premium from your motor insurance company, such as Zurich Kotak General Insurance, while buying/renewing car insurance online/offline. Thus, anti-theft devices for car insurance offer dual advantages.

What qualifies as an anti-theft device in a car?

Examples of these type of devices include steering wheel locks, brake locks, after market alarms and switches.

Is anti-theft worth it for insurance?

By installing a recognized anti-theft system, you reduce the risk of theft and can benefit from a substantial reduction in your auto insurance premium.

Why is NJM insurance so expensive?

Car insurance prices are state-regulated, so you cant ask your insurance company to lower your rate. However, you can use several strategies to get lower premiums with a phone call to your insurance company.

Application for Anti-Theft Device Discount - NJM 2025

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