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Application for Anti-Theft Device Discount - NJM

Application for Anti-Theft Device Discount - NJM 2025

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The document is an application form for a discount on the Other Than Collision (Comprehensive) premium for private passenger automobiles equipped with anti-theft or vehicle recovery devices. It outlines the necessary steps to apply, including providing installation invoices and details about the anti-theft devices installed in the vehicle.

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Will anti-theft devices raise your insurance?

Generally, insurers perceive anti-theft devices as risk-reducing devices. As a result, you may be eligible for a discount on your vehicle insurance premium.

How can I get a discount on car insurance?

8 car insurance discounts that may save you money quality auto coverage starts here. Go for the multi-policy discount. Be a safe driver. Lower costs with lower mileage. If youre a student, keep your grades up. Ask about car safety features. an anti-theft device. a telematics device.

Does anti-theft device make insurance cheaper?

Since insurers consider anti-theft devices as risk mitigators, installing them will make you eligible for a discount on your auto insurance. To encourage proactive vehicle protection, insurance companies offer discounts to owners who take measures to prevent theft.

What qualifies as an anti-theft device?

Examples of these type of devices include steering wheel locks, brake locks, after market alarms and switches.

How to lower car insurance in NJM?

How can I reduce my insurance premium? Contact us to conduct a policy review and ensure youre getting all applicable discounts. Bundle your auto and homeowners policies for discounts on both. Raise your deductible to reduce your monthly premium. Consider whether you still need certain endorsements or coverages.

Does anti-theft make insurance cheaper?

Anti-theft devices deter or prevent theft and lower your risk of filing a claim, which is why most insurers offer a discount if you have an anti-theft system.

How do I get anti-theft discount?

If your vehicle has an anti-theft device like wheel or brake locks, a car alarm, an immobilizer, or a vehicle recovery system, you may qualify for an anti-theft discount if your insurer offers one. If youre unsure, contact your insurance agent or company to find out.

Application for Anti-Theft Device Discount - NJM 2025

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