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What is considered severe hardship?

Severe Financial Hardship means a pressing financial commitment that cannot be satisfied otherwise than by selling the Company Securities.

What is considered a hardship situation?

Hardship applies to a circumstance in which excessive and painful effort of some kind is required, as enduring acute discomfort from cold, or battling over rough terrain. Privation has particular reference to lack of food, clothing, and other necessities or comforts.

How do I get a Q230 form?

You can call Centrelink on their regular payment line to request that they provide you with a Q230 Financial Hardship letter. The letter is only valid for 21 days so make sure you give it to your super fund within that time.

What qualifies as extreme hardship?

There is no definitive list of medical conditions that will automatically qualify as extreme hardship, but in general, USCIS will consider any serious, chronic, or life-threatening medical condition. This could include things like cancer, HIV/AIDS, mental health disorders, and rare medical conditions.

What is a Q230 letter?

You can access your superannuation (super) early in limited circumstances. We dont make decisions about early access to super. But we can help you if your super fund needs proof youve been getting income support payments from us. We can do this in a letter. Your super fund might call it a Q230 or Q251.

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How do you prove severe financial hardship?

A personal statement describing the unforeseen hardship situation and, if possible, attach backup documentation; for example, news articles, a letter from home telling of a change in family circumstances or proof of a currency devaluation in your country, etc.

What are examples of hardships?

The most common examples of hardship include: Illness or injury. Change of employment status. Loss of income. Natural disasters. Divorce. Death. Military deployment.

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