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2020 4.8 Satisfied (116 Votes)
2017 4.3 Satisfied (87 Votes)
2016 4.4 Satisfied (202 Votes)
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Your employer must carry workers comp insurance. You must have a work-related injury or illness. You must meet your states deadlines for reporting the injury and filing a workers comp claim.
Workers comp benefits are awarded on a no-fault basis, meaning it doesnt matter whos fault the work accident or illness was. In fact, you are entitled to benefits in North Carolina even if you were partially or fully responsible for your injury.
State law provides medical and disability compensation including a weekly compensation benefit for time lost from work which is 66 2/3% of the employees average weekly wage up to a maximum established annually by the North Carolina Industrial Commission.
Those businesses that employ three or more employees are required to carry workers compensation insurance except agricultural employment with fewer than 10 employees, certain sawmill and logging operations and all domestic employees are exempt.
Never lie about prior injuries, pre-existing conditions, or medical history. Never lie about the extent of your workplace injury or how it happened. Do not exaggerate your symptoms, including pain or functionality.
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Unlike the tort/negligence system, which allows recovery for pain and suffering, NC workers compensation laws focus mainly on economic losses, such as lost earning potential and medical treatment.
Employers cannot legally fire an employee just for filing a workers compensation claim or being injured. This is to prevent retaliation. However, they can be fired for valid reasons like poor performance or company layoffs.

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