Federal Direct Consolidation Loan Application and Promissory Note. William D. Ford Federal Direct Loan Program 2026

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  1. Click ‘Get Form’ to open the Federal Direct Consolidation Loan Application and Promissory Note in the editor.
  2. Begin by filling out your personal information in the 'Borrower Information' section, including your last name, first name, social security number, and date of birth.
  3. Provide your permanent address and contact details. Ensure accuracy as this information is crucial for communication regarding your loan.
  4. List two references who have known you for at least three years in the 'Reference Information' section. Include their names, addresses, and relationship to you.
  5. In the 'Loans You Want to Consolidate' section, list each federal education loan you wish to consolidate along with their respective details such as loan holder name and estimated payoff amount.
  6. Select a repayment plan that suits your financial situation from the options provided. Make sure to read through the repayment plan descriptions carefully.
  7. Review all sections for completeness and accuracy before submitting pages 1 through 5 of the application.

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