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Federal Direct Consolidation Loan Application and Promissory Note - loanconsolidation ed 2026
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- Click ‘Get Form’ to open it in the editor.
- Begin with Section A: Borrower Information. Fill in your last name, first name, middle initial, and social security number. Ensure your permanent address is accurate.
- Continue by providing your contact details including telephone number and email address. If applicable, include any former names.
- In Section B: Reference Information, list two references who have known you for at least three years. Include their names, addresses, and relationship to you.
- Move to Section C1: Education Loan Indebtedness. List each federal education loan you wish to consolidate. Use the Additional Loan Listing Sheet if necessary.
- Complete Section D: Repayment Plan Selection by choosing a repayment plan that suits your financial situation.
- Finally, review Section E: Borrower Understandings, Certifications, and Authorizations before signing and dating the form.
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Can I submit a paper federal student loan consolidation application?
Apply for a Direct Consolidation Loan. You can complete and submit the application online or by U.S. mail.
Where to mail direct consolidation loan application and promissory note?
You can choose which loan servicer you send these forms to. Nelnet. PO Box 82658. Lincoln, NE 68501-2658 USA. 866.426.6765. EdFinancial. C/O Aidvantage. PO Box 300008. Greenville, TX 75403-3008 USA. MOHELA. C/O Aidvantage. PO Box 300006. Greenville, TX 75403-3006 USA. Aidvantage. Attn: ED Loan Consolidation. PO Box 300005.
How to consolidate ed financial loans?
To consolidate loans, a borrower must apply online or by mail. If youve decided consolidation is right for you, log in and complete your free application. While applying, you can pick the repayment plan and loan servicer for your consolidation loan. Your application will be processed in about six weeks.
Is it worth it to consolidate federal student loans?
Student loan consolidation has many benefits for student loan borrowers. For example, if you currently have federal student loans with multiple loan servicers, consolidation can greatly simplify loan repayment by giving you a single loan with one monthly bill.
What is a direct consolidation loan application?
A Direct Consolidation Loan allows you to consolidate (combine) multiple federal student loans into one loan with a single monthly payment. Use the application below to consolidate your loans.
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People also ask
Where to mail a borrower defense application?
Submit this form and any additional documents you believe will help us review your application by email to BorrowerDefense@ed.gov or by mail to: U.S. Department of Education - Borrower Defense to Repayment, PO Box 42633, Monticello, KY 42633.
How long does it take to process a direct consolidation loan application?
Default Resolution Group. P.O. Box 5609. Greenville, TX 75403-5609.