01. Edit your consolidation loan application online
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Direct consolidation 2026
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- Click ‘Get Form’ to open the Direct Consolidation Loan Application in the editor.
- Begin by filling out the Borrower Information section. Enter your last name, first name, middle initial, and other personal details such as your Social Security Number and date of birth.
- Provide your permanent address and contact information. Ensure that all entries are accurate to avoid processing delays.
- In the Loans You Want to Consolidate section, list each federal education loan you wish to consolidate. Include loan codes, holder names, account numbers, and estimated payoff amounts.
- Select your preferred repayment plan from the Repayment Plan Selection section. Review options like Standard or Income-Driven plans carefully before making a choice.
- Complete the Borrower Understandings, Certifications, and Authorizations section by reading through and confirming your understanding of the terms outlined.
- Finally, review all entered information for accuracy before submitting pages 1 through 5 of your application for processing.
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