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What is a Qpp account?

All TRS members participate in the Qualified Pension Plan (QPP), a retirement plan administered under Section 401(a) of the Internal Revenue Code (IRC). The QPP provides the security of a guaranteed, defined-benefit pensiona rarity these days.

What is the difference between QPP and TDA?

The QPP provides the security of a guaranteed, defined-benefit pensiona rarity these days. In addition, our Tax-Deferred Annuity (TDA) Program offers members the option to build additional retirement income. The TDA Program is a defined-contribution plan maintained in accordance with Section 403(b) of the IRC.

What is QPP?

The Quebec Pension Plan ( QPP ) is a compulsory public insurance plan. It provides people who work or have worked in Quebec and their families with basic financial protection in the event of retirement, death or disability.

Is TRS considered a 401k?

The benefits offered by TRSs include traditional defined-benefit pensions along with defined-contribution plans including 403(b) plans, which resemble 401(k)s. The specific benefits of TRS plans vary widely by state and even by the school district.

What happens to my TRS NYC if I quit?

If you have vested rights when you leave service, any QPP loan balance would remain outstanding and would continue to accumulate interest. You would have the option of repaying the outstanding loan balance in a lump sum within 30 days or electing to make monthly payments directly to TRS.

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