Declaration of intention to reside auto insurance mi 2025

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However, our attorneys recommend that you never carry less than $500,000 per person and $1,000,000 per accident to fully protect yourself. The difference is usually only a few dollars more.
An Auto Insurance Policy Declarations summarizes your policy and the coverages, limits and deductibles youve chosen to purchase. It can also list the insured vehicles, insured drivers and dates your policy is effective as well as any discounts you received.
Recent Michigan No-Fault Insurance Changes Under the new law, after July 1, 2020, drivers must select whether they wish to continue with unlimited coverage or whether theyd like to cap their coverage at $50,000 (if they are enrolled in Medicaid), $250,000 or $500,000.
Bodily injury liability coverage Starting on July 2, 2020, drivers will be required to carry bodily injury liability insurance in the amounts of $250,000 and $500,000 that provides liability coverage in the event they cause a car accident that injures or takes the life of another person.
The changes under the new Michigan car seat laws on April 2, 2025 require: children until 2 years of age must ride in a rear-facing car seat, children under 5 must ride in a forward-facing seat, and children under 8 must ride in a booster seat. All children under 12 years of age must ride in the rear seat.

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Michigan car insurance law requires vehicle owners to carry No-Fault auto insurance that covers personal injuries, property damage, and liability for bodily injury.

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