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How to get an insurance declarations page. Your insurance company will usually send your insurance declarations page automatically as soon as you sign up for auto or home insurance. You'll find it at the beginning of your policy documents, which you may receive by email, fax, or regular mail.
An Auto Insurance Policy Declarations summarizes your policy and the coverages, limits and deductibles you've chosen to purchase. It can also list the insured vehicles, insured drivers and dates your policy is effective as well as any discounts you received.
In Michigan, car insurance laws require drivers to have a mandatory 20/40/10 no-fault insurance policy. This means drivers should have liability coverage of at least $20,000 per person and $40,000 per accident for bodily injuries, with at least $10,000 of property damage coverage.
If you have a mortgage, your mortgage company will typically require you to provide an up-to-date declarations page for proof of your homeowners insurance about once a year to ensure you have adequate financial protection for your house.
The insurance declaration page is an important part of your insurance policy because it shows2: The main coverages you have and what will be paid should a claim arise. The limits for the various sections of the policy. Premiums charged for the coverages you have selected and for which you've paid.
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An insurance declarations page tells you almost everything about your policy, from who's covered to which coverages you pay for. Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy.
Each separate insurance policy (homeowners, car, renters, etc.) will have a separate declaration page, usually located on the first page of the policy.
The declarations page is usually the first page of your insurance policy. If you can't find or access your policy packet, log in or call your insurance company to request a copy.

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