Broker loan submission coversheet 2025

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A sellers or landlords agent must provide the disclosure to a buyer, buyers agent, tenant or tenants agent at the time of first substantive contact. A buyers or tenants agent must provide the disclosure to the buyer or tenant prior to entering into a buyers agency agreement.
(e) The loan brokerage agreement shall contain a detailed description of the services the licensee agrees to perform for the borrower, and a good faith estimate of any fees the licensee will receive for those services, whether paid by the borrower, the institutional lender, or both.
For mortgage loans that are not subject to the TILA-RESPA Integrated Disclosure Rule (see 12 CFR 1026.19(e), (f) and (g)),* a loan originator11 is required to provide the borrower with a copy of the Special Information Booklet at the time a written application is submitted or no later than three business days after the
Lenders are required to provide your Closing Disclosure three business days before your scheduled closing.
Section 10240 - Delivery of statement to borrower (a) Every real estate broker, upon acting within the meaning of subdivision (d) of Section 10131, who negotiates a loan to be secured directly or collaterally by a lien on real property shall, within three business days after receipt of a completed written loan