Landlord Tenant Lease Co-Signer Agreement - Oregon 2025

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(c) Tenant means an individual or organization entitled under a rental agreement to occupy a rental unit to the exclusion of others.
Without signatures from both parties, the lease will not be legally binding.
Landlords generally have the right to choose whether to allow co-signers or not. Landlords can also generally choose whether they want to allow individual co-signers or commercial co-signer services.
A guarantor lease addendum is a document that adds a guarantor to an existing rental agreement. The guarantor, or co-signer, will be responsible for paying the landlord if the tenant violates the lease.
Is a Lease Valid If Not Signed by All Tenants? In most states, all parties included in the lease agreement need to sign for a lease to be valid. However, each state varies on rules and regulations regarding online signatures on lease agreements, so refer to local landlord-tenant laws to check.
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The cosigner is a party with an established financial history who agrees to back up one or more tenants on the lease. They function as a safety net for the landlord. If the other people named in the lease cant make rent or cause damages they cant afford to repair, the cosigner has agreed to pay instead.
In Oregon, pretty much anything counts as a signature if the parties agree that it is a signature. But, it sounds like you never signed anything. However, Oregon recognizes acceptance through performance.
Some states allow one person to sign the lease and then bring in unrelated roommates who do not sign the lease. Other states, like California and Texas, require all adult tenants to sign the lease. Those who do not are considered a guest of the lease signing tenant.

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