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What is the difference between a guarantor and a cosigner?

A cosigner has more financial responsibility than a guarantor since the cosigner is responsible for rent on day one. The guarantor only steps in if a renter can't make payments. Plus, if a cosigner is a roommate, he or she has to pick up the slack if the other roommates can't make rent.

Should a cosigner be listed as a tenant?

The cosigner agreement should designate the tenant as the cosigner's \u201cagent for service of process\u201d and also state that the cosigner or guarantor is not entitled to service of any notices that might be served on the tenant or have any other rights of a tenant.

How do you write a lease with a cosigner?

Create your state-specific lease agreement outlining the terms of the cosigner and the responsibility of each party and add both parties to the lease agreement. Get all parties to sign so the lease agreement is legally binding. Make sure they both understand when and how rent should be paid every month.

Is a cosigner a co tenant?

A co-signer is a person who signs the lease along with you to assure financial responsibility to the landlord. They have a good credit score and a high income. A co-signer, however, can live in the apartment and has more rights, unlike a guarantor.