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What is a certificate of insurance for life insurance?

A certificate of insurance (COI) is issued by an insurance company or broker. The COI verifies the existence of an insurance policy and summarizes the key aspects and conditions of the policy.

How do I ask for a certificate of insurance?

You can obtain a certificate of insurance by requesting it from your contractor/vendor, who can then procure it through their insurance broker or provider. Working with third-party contractors can be convenient, but it may also open you up to risk.

How much does it cost to get a COI?

How much does it cost? Certificates of insurance should not cost you anything. If you have a policy in place, your insurance agent should be able to provide a COI without an extra charge. In fact, most states do not allow for agencies to charge a fee for COIs.

Is a certificate of insurance the same as a declaration page?

However, a declarations page is part of your insurance policy that offers more detailed information, while a COI is a document that provides evidence of insurance.