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Most IMRF members participate in IMRFs Regular plan. A Regular Tier 1 member needs at least eight years to vest (be eligible) to receive an IMRF Regular plan pension. The earliest age a Regular Tier 1 member can receive a pension is age 55 (reduced) and age 60 (full pension).
What is the 125% rule for IMRF?
It requires immediate payment of that portion of the cost of a pension attributable to a compensation increase of 6% or more* in the final earnings period. The cost will be determined when the pension is calculated and IMRF will bill the employer.
How many years does it take to be fully vested in IMRF?
The IMRF Pension Most IMRF members participate in IMRFs Regular plan. A Regular Tier 1 member needs at least eight years to vest (be eligible) to receive an IMRF Regular plan pension. The earliest age a Regular Tier 1 member can receive a pension is age 55 (reduced) and age 60 (full pension).
How do I check my IMRF balance?
You can access up-to-date information about your monthly deposits through your Member Access account. To view the amount of your direct deposit, first click here to sign into your account. There you can view your past IMRF pension payments by month and year.
Can you collect IMRF pension and social security at the same time?
IMRF Will Not Reduce Your Social Security With the exception of a small number of people, IMRF members participate in Social Security in addition to IMRF, and you are entitled to full retirement benefits from each.
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What is included in your Final Rate of Earnings (FRE)? The 125% rule applies: Wages for each of the last three months cannot be more than 25% greater than the highest earnings in any of the first 93 months.
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