Your new home - Structural and Home Warranty Service 2025

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Builder warranties for newly built homes generally offer limited coverage on workmanship and materials for specific components of the home, like windows, heating, ventilation and air conditioning (HVAC), plumbing, and electrical systems. Warranties also usually spell out how repairs are made.
Weather-related issues and normal wear-and-tear are generally not included in a builders home warranty. Other items that a builders warranty may not cover include: Household appliances. Defects resulting from work conducted by the homeowner or anyone else after the builders work is completed.
Some sellers offer to pay for a home buyers warranty to give potential buyers peace of mind about the houses appliances and systems. Purchasing a house with a home warranty means the new homeowners will have coverage if an included item breaks down during the first year of owning the house.
A builders risk coverage form provides protection against losses on the building, equipment, and supplies, but not to accidents on the job, the land, scaffolding, and theft. The policy does not cover war, nuclear hazards, extreme weather, or government seizure.
Doors, windows, and walls. Doors, windows, and walls might seem like integral parts of your home, but a home warranty does not usually cover them. A home warranty is primarily designed to cover systems that require complex repair work, such as HVAC, electrical, and plumbing systems.
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It depends on your individual situation. If you are purchasing a home, a home warranty may provide peace of mind and protection against unexpected repairs. However, if you already own a home, it may not be necessary or cost effective to invest in a home warranty.
A comprehensive structural warranty covers things like major defects in workmanship and materials used in the construction of a home.

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